Be certain that what you’ve worked hard for is protected
Managing your risks and insurances is so often last on the list for most business owners. Unfortunately that can leave you exposed. So getting advice from aa specialist General Insurance Broker will mean you’ll be certain you’re covered for the right risks for your business, but know that you’re not paying more than you should.
We act on your behalf and work with the leading insurers in the NZ market to provide quality cover and committed to financially positioning you to survive any insurable event.
We get paid commission from the insurer and include a policy fee where appropriate. Always transparent and fully disclosed.
Here’s how we can help
- Damage/ Material loss insurance
- Motor vehicle insurance
- Liability insurance
- Professional indemnity insurance
- Cyber insurance
- Business interruption insurance
- Key person cover
Damage/ Material loss insurance
Think of this like the home and contents insurance you might have for yourself. You’re covering the likes of property, stock and contents, electronics, hardware, fitout, tool equipment, protect against theft, fire, damage employees drive off with a laptop on the roof, appliances
Motor vehicle insurance
Having the right cover for your work vehicles is critical, in most cases a standard domestic policy won’t cover it. A great policy might mean the car can be driven by anyone, it could cover more than one vehicle, or your whole fleet. Speak to cone of our brokers today, we’ll understand what car or cars your drive, how they’re used and then go away and build the perfect policy to keep you moving.
This gives you the assurance that should you or your staff make the wrong move in the regulatory environment, you know that you are going to be covered. Insurance such as this can apply in cases of privacy breaches, employment issues e.g. discrimination.
Put simply Professional Indemnity Insurance means your business (and it’s staff) will be protected against any financial losses or legal action taken against your business for services or advice you have given.
Protects your business against cyber related incidents such as Security and privacy breaches or external hacking attacks, malware, phising, and more.
Key person cover
What would happen if you were to lose a key member of your team? Would it place financial pressure on your business, loss of revenue, or an increase in costs. Key person cover can help in these types of situations.
Who knows when the next earthquake is going to happen. Cover wages and salaries while you are out of business, relocating costs, lease/ rented office space. Office set up including equipment, machinery etc.