How to say no to a purchase, even when you can afford it
No matter what you earn, building a comfortable savings and investment nest egg will be difficult if you’re constantly spending on a multitude of things – even if you can afford them.
None of us like to think about the fact that we’re going to die one day, despite the unavoidable fact that the grim reaper is coming for us all. Maybe that’s why over half of us don’t have a will.
Here’s a common problem that hits many retirees. Spending.
Retirees work their whole life to reach this point, then can sometimes let fear and anxiety crash the retirement party.
Trust laws have changed, and the new 39% trust tax bracket might make decisions surrounding trusts a lot harder, especially for ‘mum and dad’ trustees, settlors, and beneficiaries.
A major drawback of KiwiSaver is the fiddling and tinkering to it which has occurred since it began. Here we explain the narrowly-avoided KiwiSaver tax.